Pocket Sense

Pocket Sense tracks your income, spending, budgets, bills and loans without an account and without the internet. Everything stays on your phone in an encrypted database. It leaves only as an encrypted backup, or, if you turn on sync, encrypted to your own paired devices on your Wi-Fi.

Private by design
• No sign-in, no servers, no ads, no analytics. The network is used only to sync with your own devices on your local network, and only if you turn that on.
• Your data is encrypted with SQLCipher, using a key kept in the Android Keystore.
• Optional app lock with a 4–6 digit PIN, and fingerprint or face unlock.

Made for Jordan
• Amounts in Jordanian dinars with three decimals (JOD 12.500), or in one of 27 other currencies, from SAR and AED to USD and EUR.
• Full Arabic interface, right to left, with Latin digits.

Features
• Home: this month's income, spending and net, a 30-day spending chart, breakdowns by category and by merchant, income vs spending over 6 months, this month against last, and spending by weekday.
• Activity: add, edit, search and filter transactions, each with a description, merchant and category.
• Merchants: keep a list in Settings. The merchant field searches it as you type and adds names it doesn't find.
• Voice entry (English): say "Spent 3.5 on lunch at Reem yesterday" and check the filled-in form.
• Budgets: weekly or monthly limits per category, with progress and over-budget warnings.
• Recurring: bills, subscriptions and salary with due dates, posted as transactions in one tap.
• Loans: money you lend or borrow, per person, with partial repayments and due dates. Each payment is also a normal entry, so your totals follow the cash.
• Backup: export everything to a password-encrypted file, or back up automatically once a day, and import it on another phone.
• Sync: pair your phone with your computer or another phone, and keep the same data on both over your Wi-Fi. No server, no internet.

Voice entry uses your phone's speech recognizer. On most phones that is a separate app with its own privacy terms; the sentence itself is interpreted inside Pocket Sense.